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Make it big: The worst part of success is trying to find someone who is happy for you. Bette Midler.
Make it big: It is better to fail in originality than to succeed in imitation. Herman Melville.
Make it big: I can't give you a sure-fire formula for success, but I can give you a formula for failure: try to please everybody all the time. Herbert B Swope.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Stokvel Tip: Vary the days on which you deposit stokvel amounts at the bank, and make use of multiple branches to avoid an easy pattern for criminals.
Stokvel Tip: Avoid making your stokvel or banking intentions public knowledge on social media. Tell only those who need to know.
Stokvel Tip: Whenever possible, make use of cellphone and Internet banking to limit your trips to the ATM, which can expose you to criminals.
Save Money: If you need work done on your house, make sure you shop around and compare quotes. Also, ask about any hidden or extra fees.
Save Money: If you're going on holiday, plan and budget very carefully. Research in advance the cheapest restaurants and activities, and don't spend on impulse.
Save Money: Instead of buying textbooks or books for leisure, first check if your local library has them, so you can read them for free.