Make it big: Success is nothing more than a few simple disciplines, practised every day. Jim Rohn.
Make it big: Success usually comes to those who are too busy to be looking for it. Henry David Thoreau.
Make it big: If you were successful, somebody along the line gave you some help. Barack Obama.
Make it big: Action is the foundational key to all success. Pablo Picasso.
Make it big: Don't aim for success if you want it; just do what you love and believe in, and it will come naturally. David Frost.
Make it big: Try not to become a man of success, but rather try to become a man of value. Albert Einstein.
Make it big: Success is simple. Do what's right, the right way, at the right time. Arnold H. Glasow.
Make it big: As my father used to tell me, the only true sign of success in life is being able to do for a living that which makes you happy. Al Yankovic.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Don't shop while hungry. You'll be tempted to spend more on food and snacks.
Save Money: Instead of buying lunch every day, make lunch at home and bring it with you. The savings will really add up.
Save Money: Always shop around for the best price. Go to multiple stores to find the cheapest prices for what you need.
Save Money: Buying coffee every day really adds up. Make coffee at home and bring it to work in a flask.
Save Money: If you're about to go out to eat, go out on days and to places that have specials and discounts.
Save Money: If you know petrol prices are going up, fill up your tank before the new prices go into effect.
Save Money: Consider cutting up your credit card. Credit cards tempt you to spend money that you don't have, and can get you into serious debt.
Save Money: Avoid debt as much as possible. Remind yourself every time you use your credit card that you need to pay this money back with interest.
