Make it big: Spend eighty per cent of your time focusing on the opportunities of tomorrow, rather than the problems of yesterday. Brian Tracy.
Make it big: The surest way not to fail is to determine to succeed. Richard Brinsley Sheridan.
Make it big: Failure is a success if we learn from it. Malcolm Forbes.
Make it big: People begin to become successful the minute they decide to be. Harvey Mackay.
Make it big: Before anything else, preparation is the key to success. Alexander Graham Bell.
Make it big: Success is a personal standard, reaching for the highest that is in us, becoming all that we can be. Zig Ziglar.
Make it big: Develop success from failures. Discouragement and failure are two of the surest stepping stones to success. Dale Carnegie.
Make it big: Success is often the result of taking a misstep in the right direction. Al Bernstein.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: If you are unsure about the validity of a stokvel, check out the stokvel registry on the National Stokvel Association of SA website.
Stokvel Tip: When joining a stokvel that invests in company shares, be sure to research the companies involved for returns and risks.
Stokvel Tip: Apps such as Franc and StokFella offer stokvel investment options, eg. money markets, for higher returns than bank accounts.
Stokvel Tip: Several stokvels have invested in bitcoin, but these carry high risks. Always research your options and ask experts before investing.
Stokvel Tip: Cowsharing Stokvels have members investing in cattle reproduction as a means of job creation and food security, for the community's benefit.
Stokvel Tip: Joining or starting a stokvel can increase your financial knowledge and experience, which you can share with your family and friends to help them.
Stokvel Tip: You can be part of the culture of saving and join several stokvels to make your money work for you.
Stokvel Tip: Stokvel members can enjoy privileges related to the stokvels they are part of, such as discounts on products and services at select businesses.
Save Money: Eating a healthy breakfast fills you up with energy for the day while also curbing your desire for a big, expensive lunch.
Save Money: Do you have a pile of unread magazines sitting around your house? Cancel those magazine subscriptions now.
Save Money: To put your debt into terms that are easy to understand, make a giant progress bar and keep this in a place where you will see it often.
Save Money: If you have an extra bedroom or in-law suite that's not being used, try renting it out on a site like Airbnb.com.
Save Money: Avoid going to shopping centres unless you actually need to purchase something. It may be fun, but it is packed with temptation.
Save Money: If you are choosing a car to buy, go for a reliable and fuel-efficient car. It will save you thousands over the long haul.
Save Money: Instead of just picking up the ordinary brand of an item you buy, try out the store brand or generic version of the item.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.