Make it big: For true success, ask yourself these four questions: 'Why?' 'Why not?' 'Why not me?' 'Why not now?' James Allen.
Make it big: One important key to success is self-confidence. An important key to self-confidence is preparation. Arthur Ashe.
Make it big: Most people are searching for a path to success that is both easy and certain. Most paths are neither. Seth Godin.
Make it big: The path to success is to take massive, determined action. Tony Robbins.
Make it big: Have the courage to follow your heart and intuition. They already know what you truly want to become. Everything else is secondary. Steve Jobs.
Make it big: There are no secrets to success. It is the result of preparation, hard work, and learning from failure. Colin Powell.
Make it big: Our greatest fear should not be of failure, but of succeeding at things in life that don’t really matter. Francis Chan.
Make it big: People rarely succeed unless they have fun in what they are doing. Dale Carnegie.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Vary the days on which you deposit stokvel amounts at the bank, and make use of multiple branches to avoid an easy pattern for criminals.
Stokvel Tip: Avoid making your stokvel or banking intentions public knowledge on social media. Tell only those who need to know.
Stokvel Tip: Whenever possible, make use of cellphone and Internet banking to limit your trips to the ATM, which can expose you to criminals.
Stokvel Tip: At a time of spiralling debt, making smart use of stokvels to pay off personal debt and free up cash flow is a wise path to financial freedom.
Stokvel Tip: The exit requirements of the stokvel – such as the date, and the amounts payable or owed to the stokvel – are a necessity and must be written down.
Stokvel Tip: The conditions for withdrawing any amount from the stokvel must be clearly stated in the constitution to prevent confusion.
Stokvel Tip: Write down all necessary procedures and rules in the stokvel constitution, as well as guiding principles to impart good morales and values.
Stokvel Tip: Charging penalties for late contributions will help enforce accountability in a stokvel. Such consequences must be in the stokvel constitution.
Save Money: Instead of going out, have a date night at home. Play a game, watch a movie, or cook for each other. Save money while spending great time together.
Save Money: Get your car serviced once a year. Maintaining it will cost less in the long run than having to replace parts that break from lack of maintenance.
Save Money: Turn your geyser off when you're not using it, and back on an hour before you need hot water. You'll save big on your electricity bill.
Save Money: Freeze perishable food that you've bought in bulk. Don't let it go off, or it'll be a huge waste of money.
Save Money: Join the mailing lists of discount websites, so you can stay up to date with daily deals and discounts.
Save Money: Sign up for loyalty and rewards programmes at places where you shop often. The benefits and discounts will add up in the long run.
Save Money: Most people join gyms and then barely use their contracts. Instead of paying a gym lots of money, work out at home using YouTube videos.
Save Money: Wasting money on fast food due to tiredness? Cook meals over the weekend for the week ahead and freeze them. It'll save you in the long-run.
