Make it big: I have not failed. I've just found 10 000 ways that won't work. Thomas Edison.
Make it big: If hard work is the key to success, most people would rather pick the lock. Claude McDonald.
Make it big: I never took a day off in my twenties. Not one. Bill Gates.
Make it big: It's not about ideas; it's about making ideas happen. Scott Belsky.
Make it big: If you're passionate about something and you work hard, then I think you will be successful. Pierre Omidyar.
Make it big: The only time you fail is when you fall down and stay down. Stephen Richards.
Make it big: Success does not consist in never making mistakes, but in never making the same one a second time. George Bernard Shaw.
Make it big: Our greatest fear should not be of failure, but of succeeding at things in life that don't really matter. Francis Chan.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Remind members on a regular basis of the stokvel's values and goals to maintain drive and discipline.
Stokvel Tip: If possible, join and contribute to multiple stokvels to maximise opportunities for payouts and to cushion the burdens of financial emergencies.
Stokvel Tip: Consider doing trust-building exercises or team sports to build the trust and create bonds between stokvel members.
Stokvel Tip: If possible, make use of a security safe to store important stokvel documents and possible petty cash for members.
Stokvel Tip: A stokvel should not be considered a viable income source, but rather as an occasional cash inflow. Plan accordingly around it.
Stokvel Tip: Remember to keep in mind any special needs that members may have, such as the elderly needing assistance with their banking.
Stokvel Tip: Structure each stokvel meeting, including taking minutes and following main discussion points to ensure the objectives of the stokvel.
Stokvel Tip: Keep the number of stokvel meetings to a level to ensure all members are aware of what's expected of them and what the status of the stokvel is.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.
Save Money: Keep your hands clean. You'll protect yourself from viruses and bacteria, and end up saving on medical bills and lost productivity.
Save Money: Do a maintenance check on your appliances such as your refrigerator, dryers, cooling units. The cleaner you keep them, the longer they'll last.
Save Money: It's easy to spend money just to wind down from a stressful day at work. Find other ways to de-stress, eg. exercise, meditation, reading, etc.
Save Money: Do a price comparison and find a cheaper grocery store. Keep track of the 20 things you use the most, and base your comparison on these items.
Save Money: If you aren't able to get rid of using credit cards, then at least keep it in a safe place at home and not in your wallet where you may use it.
Save Money: Cleaning or changing your car's air filter can improve your petrol consumption by seven per cent, which will save you lots of money over time.