Make it big: If you try and lose, then it isn't your fault. But if you don't try and we lose, then it's all your fault. Orson Scott Card.
Make it big: It is hard to fail, but it is worse never to have tried to succeed. Theodore Roosevelt.
Make it big: Success is not how high you have climbed, but how you make a positive difference to the world. Roy T. Bennett.
Make it big: Success is most often achieved by those who don't know that failure is inevitable. Coco Chanel.
Make it big: If A is a success in life, then A equals X plus Y plus Z. Work is X; Y is play; and Z is keeping your mouth shut. Albert Einstein.
Make it big: The worst part of success is trying to find someone who is happy for you. Bette Midler.
Make it big: It is better to fail in originality than to succeed in imitation. Herman Melville.
Make it big: I can't give you a sure-fire formula for success, but I can give you a formula for failure: try to please everybody all the time. Herbert B Swope.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: One of the advantages of stokvels is that they can operate without government interference or regulatory red tape.
Stokvel Tip: Christmas stokvels are something to consider for when the holiday season rolls around and help stretch your 13th paycheck.
Stokvel Tip: Vary the days on which you deposit stokvel amounts at the bank, and make use of multiple branches to avoid an easy pattern for criminals.
Stokvel Tip: Avoid making your stokvel or banking intentions public knowledge on social media. Tell only those who need to know.
Stokvel Tip: Whenever possible, make use of cellphone and Internet banking to limit your trips to the ATM, which can expose you to criminals.
Stokvel Tip: At a time of spiralling debt, making smart use of stokvels to pay off personal debt and free up cash flow is a wise path to financial freedom.
Stokvel Tip: The exit requirements of the stokvel – such as the date, and the amounts payable or owed to the stokvel – are a necessity and must be written down.
Stokvel Tip: The conditions for withdrawing any amount from the stokvel must be clearly stated in the constitution to prevent confusion.
Save Money: Invite friends over instead of organising a night out. You'll save a lot of money and will have just as much fun.
Save Money: Avoiding instant gratification is a very important rule. Waiting 30 days to decide on a purchase is an excellent way to implement that rule.
Save Money: For birthdays, anniversaries, special occasions or holidays, make your own gifts instead of buying things.
Save Money: Sign up for every free customer rewards programme you can, whether at retail or grocery stores or at restaurants. Every bit of saving counts.
Save Money: Stop collecting, and start selling. Stop collecting items of questionable value, and recoup some of the cash spent on collectibles.
Save Money: Watch less TV. You'll save electricity, lower your exposure to advertisements, and have more time to focus on other things such as a side business.
Save Money: Go to the sale and clearance section before you even begin your regular shopping to see if you can snag what you are looking for at a discount.
Save Money: Drink more water. Water is free, and it's good for you. Drink it instead of flavoured, sugary beverages that cost money and pad your waistline.
