Make it big: There are no secrets to success. It is the result of preparation, hard work, and learning from failure. Colin Powell.
Make it big: Our greatest fear should not be of failure, but of succeeding at things in life that don’t really matter. Francis Chan.
Make it big: People rarely succeed unless they have fun in what they are doing. Dale Carnegie.
Make it big: The road to success and the road to failure are almost exactly the same. Colin R. Davis.
Make it big: The only place where success comes before work is in the dictionary. Stubby Currence.
Make it big: Success is liking yourself, liking what you do, and liking how you do it. Maya Angelou.
Make it big: You may only succeed if you desire succeeding; you may only fail if you do not mind failing. Philippos.
Make it big: The most successful men in the end are those whose success is the result of steady accretion. Alexander Graham Bell.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Apps such as Franc and StokFella offer stokvel investment options, eg. money markets, for higher returns than bank accounts.
Stokvel Tip: Several stokvels have invested in bitcoin, but these carry high risks. Always research your options and ask experts before investing.
Stokvel Tip: Cowsharing Stokvels have members investing in cattle reproduction as a means of job creation and food security, for the community's benefit.
Stokvel Tip: Joining or starting a stokvel can increase your financial knowledge and experience, which you can share with your family and friends to help them.
Stokvel Tip: You can be part of the culture of saving and join several stokvels to make your money work for you.
Stokvel Tip: Stokvel members can enjoy privileges related to the stokvels they are part of, such as discounts on products and services at select businesses.
Stokvel Tip: Many of the major banks have accounts tailored for each stokvel type, which make them perfect as a safe and secure way of saving for each stokvel.
Stokvel Tip: Encourage your family to join stokvels and learn good saving habits, while engaging with fellow members and getting to know their community.
Save Money: Take your vitamins and a pre-emptive flu shot if you can. Colds and flu can cost you a lot of money in medicine, especially in larger families.
Save Money: Use a thermal flask to keep some of your boiled water at a heated temperature in the colder days to avoid reheating the kettle over and over again.
Save Money: Always file a tax return, even if you don't earn enough to pay tax. You may be eligible for a rebate.
Save Money: Always read the fine print when opening an account or taking out a new policy. Make sure you know about any added service charges or interest.
Save Money: Don't overspend when you get paid. The want to splurge when you have an influx of cash can leave you high and dry halfway through the month.
Save Money: Declutter rooms in your home to find items to sell. Also, throw away, or make a habit of using as opposed to buying more of the same things.
Save Money: When you go out for a meal, order a glass of water instead of a drink. Drinks can be very expensive at restaurants, and can really add to your bill.
Save Money: Learn to say 'no' to your friends and family when they invite you out to restaurants, if you can't afford it. Offer to cook for them instead.
