Make it big: Before anything else, preparation is the key to success. Alexander Graham Bell.
Make it big: Success is a personal standard, reaching for the highest that is in us, becoming all that we can be. Zig Ziglar.
Make it big: Develop success from failures. Discouragement and failure are two of the surest stepping stones to success. Dale Carnegie.
Make it big: Success is often the result of taking a misstep in the right direction. Al Bernstein.
Make it big: One secret of success in life is for a man to be ready for his opportunity when it comes. Benjamin Disraeli.
Make it big: Success is more a function of consistent common sense than it is of genius. An Wang.
Make it big: I owe my success to having listened respectfully to the very best advice, and then going away and doing the exact opposite. G. K. Chesterton.
Make it big: You may have to fight a battle more than once to win it. Margaret Thatcher.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Buy frozen vegetables instead of fresh if you commonly find yourself throwing mouldy vegetables out within a few days.
Save Money: Check your portion sizes. You might be able to make two meals out of one by sticking to the recommended serving. It'll also be healthier.
Save Money: Team up with friends and family to buy tickets for events in bulk, and receive a group discount.
Save Money: Invest in a surge protector for your plugs, so that you don't risk having to replace electrical devices after a surge or electrical fault.
Save Money: If you need work done on your house, make sure you shop around and compare quotes. Also, ask about any hidden or extra fees.
Save Money: If you're going on holiday, plan and budget very carefully. Research in advance the cheapest restaurants and activities, and don't spend on impulse.
Save Money: Instead of buying textbooks or books for leisure, first check if your local library has them, so you can read them for free.
Save Money: See if you can consolidate all of your debt into one loan, to save on service fees and interest.
