Quick Hot Tips

• Save Money: If you know petrol prices are going up, fill up your tank before the new prices go into effect.

• Save Money: Consider cutting up your credit card. Credit cards tempt you to spend money that you don’t have, and can get you into serious debt.

• Save Money: Avoid debt as much as possible. Remind yourself every time you use your credit card that you need to pay this money back with interest.

• Save Money: It costs you every time you draw money at the ATM. Plan your withdrawals for the month in advance to keep them low.

• Save Money: Plan and buy your Christmas gifts in advance. During the holidays, many shops hike their prices very high.

• Save Money: Instead of going out, have a date night at home. Play a game, watch a movie, or cook for each other. Save money while spending great time together.

• Save Money: Get your car serviced once a year. Maintaining it will cost less in the long run than having to replace parts that break from lack of maintenance.

• Save Money: Turn your geyser off when you’re not using it, and back on an hour before you need hot water. You’ll save big on your electricity bill.