Quick Hot Tips

• Save Money: Sign up for loyalty and rewards programmes at places where you shop often. The benefits and discounts will add up in the long run.

• Save Money: Most people join gyms and then barely use their contracts. Instead of paying a gym lots of money, work out at home using YouTube videos.

• Save Money: Wasting money on fast food due to tiredness? Cook meals over the weekend for the week ahead and freeze them. It’ll save you in the long-run.

• Save Money: Start a habit of saving right now, even in small amounts. One of the biggest regrets people have is they didn’t start putting money away earlier.

• Save Money: Make a list of what you need before shopping. Only get what’s on your list, and don’t be tempted by other things that look good.

• Save Money: Plan your meals for the week, so you can buy exactly what you need, and in bulk. Dining out or buying takeout at the last minute is very expensive.

• Save Money: Ignore brand names. Well-known brands, from clothes to food, are notoriously expensive and not necessarily worth the extra money.

• Save Money: When buying products like meat and cheese, always check the unit price. Find the cheapest unit price, so you get more value for money.