Make it big: Put your heart, mind, and soul into even your smallest acts. This is the secret of success. Swami Sivananda.
Make it big: What's money? A man is a success if he gets up in the morning and goes to bed at night, and in-between does what he wants to do. Bob Dylan.
Make it big: Successful people are always looking for opportunities to help others. Unsuccessful people are asking, 'What's in it for me?' Brian Tracy.
Make it big: The most important single ingredient in the formula of success is knowing how to get along with people. Theodore Roosevelt.
Make it big: Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time. Thomas Edison.
Make it big: Fail often so you can succeed sooner. Tom Kelley.
Make it big: Don't worry about failure; you only have to be right once. Drew Houston.
Make it big: Success is walking from failure to failure with no loss of enthusiasm. Winston Churchill.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Stokvels give members a sense of collective well-being and understanding of what a group can accomplish, creating social goodwill in communities.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Save Money: Do a price comparison and find a cheaper grocery store. Keep track of the 20 things you use the most, and base your comparison on these items.
Save Money: If you aren't able to get rid of using credit cards, then at least keep it in a safe place at home and not in your wallet where you may use it.
Save Money: Cleaning or changing your car's air filter can improve your petrol consumption by seven per cent, which will save you lots of money over time.
Save Money: Research and invest in appliances. A reliable energy-efficient appliance may cost you upfront, but will save you energy and money in the long-run.
Save Money: Install a programmable thermostat to cut down on energy usage when you're not at home or to just regulate the temperature in your home.
Save Money: Energy-efficient light bulbs might cost a bit more initially, but they have a much longer life than normal bulbs and use far less electricity.
Save Money: Look at the biggest sales at your grocery store, then plan recipes based on those ingredients and what you have on hand.
Save Money: Buy quality appliances that will last. It's worth the time to do a bit of research when you buy a new appliance.
