Make it big: Success is where preparation and opportunity meet. Bobby Unser.
Make it big: For success, attitude is equally as important as ability. Walter Scott.
Make it big: Success is a journey, not a destination. The doing is often more important than the outcome. Arthur Ashe.
Make it big: Without continual growth and progress, such words as improvement, achievement, and success have no meaning. Benjamin Franklin.
Make it big: Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. Albert Schweitzer.
Make it big: A strong, positive self-image is the best possible preparation for success. Joyce Brothers.
Make it big: Your positive action combined with positive thinking results in success. Shiv Khera.
Make it big: Success is no accident. It's hard work, perseverance, learning, sacrifice, and most of all, love of what you're doing or learning to do. Pele.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Apps such as Franc and StokFella offer stokvel investment options, eg. money markets, for higher returns than bank accounts.
Stokvel Tip: Several stokvels have invested in bitcoin, but these carry high risks. Always research your options and ask experts before investing.
Stokvel Tip: Cowsharing Stokvels have members investing in cattle reproduction as a means of job creation and food security, for the community's benefit.
Stokvel Tip: Joining or starting a stokvel can increase your financial knowledge and experience, which you can share with your family and friends to help them.
Stokvel Tip: You can be part of the culture of saving and join several stokvels to make your money work for you.
Stokvel Tip: Stokvel members can enjoy privileges related to the stokvels they are part of, such as discounts on products and services at select businesses.
Stokvel Tip: Many of the major banks have accounts tailored for each stokvel type, which make them perfect as a safe and secure way of saving for each stokvel.
Stokvel Tip: Encourage your family to join stokvels and learn good saving habits, while engaging with fellow members and getting to know their community.
Save Money: If you are choosing a car to buy, go for a reliable and fuel-efficient car. It will save you thousands over the long haul.
Save Money: Instead of just picking up the ordinary brand of an item you buy, try out the store brand or generic version of the item.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.
Save Money: Keep your hands clean. You'll protect yourself from viruses and bacteria, and end up saving on medical bills and lost productivity.
Save Money: Do a maintenance check on your appliances such as your refrigerator, dryers, cooling units. The cleaner you keep them, the longer they'll last.
Save Money: It's easy to spend money just to wind down from a stressful day at work. Find other ways to de-stress, eg. exercise, meditation, reading, etc.
