Make it big: You may have to fight a battle more than once to win it. Margaret Thatcher.
Make it big: To be successful, you must accept all challenges that come your way. You can't just accept the ones you like. Mike Gafka.
Make it big: The first step toward success is taken when you refuse to be a captive of the environment in which you first find yourself. Mark Caine.
Make it big: Persistence is the most travelled path to success. Bryant H. McGill.
Make it big: For true success, ask yourself these four questions: 'Why?' 'Why not?' 'Why not me?' 'Why not now?' James Allen.
Make it big: One important key to success is self-confidence. An important key to self-confidence is preparation. Arthur Ashe.
Make it big: Most people are searching for a path to success that is both easy and certain. Most paths are neither. Seth Godin.
Make it big: The path to success is to take massive, determined action. Tony Robbins.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: The rules of an individual stokvel can be catered to the unique needs of its members and what the members want to achieve.
Stokvel Tip: Stokvels don't need to end when a member passes away. The duty can be transferred to a new or existing member, and the stokvel can continue.
Stokvel Tip: Stokvel meetings offer opportunities to socialise and network between members, sharing experience and knowledge.
Stokvel Tip: An advantage of a burial society stokvel is not only the money for proper burial, but the emotional support of its members.
Stokvel Tip: There must always be a designated treasurer of the stokvel's finances, who is equipped with the required financial knowledge and abilities.
Stokvel Tip: Stokvels tend to invest in the money market, which has a low risk and return, or JSE stocks for higher returns, but these are riskier too.
Stokvel Tip: Creating a WhatsApp group for your stokvel not only makes communication easier, but allows for free flow of information between members.
Stokvel Tip: If you are unsure about the validity of a stokvel, check out the stokvel registry on the National Stokvel Association of SA website.
Save Money: See if you can consolidate all of your debt into one loan, to save on service fees and interest.
Save Money: Eat breakfast. Eating a healthy breakfast fills you up with energy for the day while also curbing your desire for a big, expensive lunch.
Save Money: When you pick up an item and add it to your trolley, stop for 10 seconds, ask yourself why you're buying it, and whether you actually need it.
Save Money: Get crafty, and make your own gifts and cards at home instead of buying them. Take a look online to find craft ideas.
Save Money: If you're paying a monthly fee for your bank account, research what other banking offers are available. You might find a better option.
Save Money: Be a savvy shopper. If you really need something new, check out the sale racks at different stores first. Try to never buy an item at full price.
Save Money: Make sure that you pay all of your installments on time, to avoid late payment penalty fees and extra interest.
Save Money: Look for electricity-efficient appliances and electronics when purchasing new ones, as this can make a huge difference to your electricity bill.
