Make it big: Try not to become a man of success, but rather try to become a man of value. Albert Einstein.
Make it big: Success is simple. Do what's right, the right way, at the right time. Arnold H. Glasow.
Make it big: As my father used to tell me, the only true sign of success in life is being able to do for a living that which makes you happy. Al Yankovic.
Make it big: Coming together is a beginning; keeping together is progress; working together is success. Henry Ford.
Make it big: Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing. Robert Kiyosaki.
Make it big: For true success, ask yourself these four questions: 'Why?' 'Why not?' 'Why not me?' 'Why not now?' James Allen.
Make it big: One important key to success is self-confidence. An important key to self-confidence is preparation. Arthur Ashe.
Make it big: Most people are searching for a path to success that is both easy and certain. Most paths are neither. Seth Godin.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: If you know petrol prices are going up, fill up your tank before the new prices go into effect.
Save Money: Consider cutting up your credit card. Credit cards tempt you to spend money that you don't have, and can get you into serious debt.
Save Money: Avoid debt as much as possible. Remind yourself every time you use your credit card that you need to pay this money back with interest.
Save Money: It costs you every time you draw money at the ATM. Plan your withdrawals for the month in advance to keep them low.
Save Money: Plan and buy your Christmas gifts in advance. During the holidays, many shops hike their prices very high.
Save Money: Instead of going out, have a date night at home. Play a game, watch a movie, or cook for each other. Save money while spending great time together.
Save Money: Get your car serviced once a year. Maintaining it will cost less in the long run than having to replace parts that break from lack of maintenance.
Save Money: Turn your geyser off when you're not using it, and back on an hour before you need hot water. You'll save big on your electricity bill.
