Make it big: Always bear in mind that your own resolution to succeed is more important than any other. Abraham Lincoln.
Make it big: Success is the sum of small efforts, repeated day-in and day-out. Robert Collier.
Make it big: The road to success is always under construction. Arnold Palmer.
Make it big: Success is almost totally dependent upon drive and persistence. Denis Waitley.
Make it big: If you want to succeed, you should strike out on new paths, rather than travel the worn paths of accepted success. John D. Rockefeller.
Make it big: It's fine to celebrate success, but it is more important to heed the lessons of failure. Bill Gates.
Make it big: Think little goals and expect little achievements. Think big goals and win big success. David Joseph Schwartz.
Make it big: The arrogance of success is to think that what you did yesterday will be sufficient for tomorrow. W. Pollard.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Watch less TV. You'll save electricity, lower your exposure to advertisements, and have more time to focus on other things such as a side business.
Save Money: Go to the sale and clearance section before you even begin your regular shopping to see if you can snag what you are looking for at a discount.
Save Money: Drink more water. Water is free, and it's good for you. Drink it instead of flavoured, sugary beverages that cost money and pad your waistline.
Save Money: Travel during off-peak season for some good deals on hotel rooms and flights.
Save Money: Eat leftovers. Don't let leftovers sit in the fridge only to hit the trash. Learn to spruce up leftovers and make your weekly cooking even easier.
Save Money: Recycle wrapping paper. Don't waste money on wrapping paper when you can re-use perfectly good paper from a recent present.
Save Money: Being properly insured may cost you a bit of money up front, but it can save you a ton of money should something horrible happen.
Save Money: To save money while paying off your debt, you need to pay off the highest interest rate debt first.
