Make it big: Fail often so you can succeed sooner. Tom Kelley.
Make it big: Don't worry about failure; you only have to be right once. Drew Houston.
Make it big: Success is walking from failure to failure with no loss of enthusiasm. Winston Churchill.
Make it big: It is always the start that requires the greatest effort. J. C. Penney.
Make it big: I have not failed. I've just found 10 000 ways that won't work. Thomas Edison.
Make it big: If hard work is the key to success, most people would rather pick the lock. Claude McDonald.
Make it big: I never took a day off in my twenties. Not one. Bill Gates.
Make it big: It's not about ideas; it's about making ideas happen. Scott Belsky.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Business Tip: Don't waste time or spend money on non-core issues when starting a business. In fact, don't spend any money until you make some.
Business Tip: Set small goals, rather than trying to start a company and instantly building your vision of what the company should be in the years to come.
Business Tip: Invest in a good loyalty program. They are used to retain customers and ensure that they come back.
Business Tip: Customer service is one of the most important aspects of the business. Strive to deliver customer service that makes a lasting impression.
Business Tip: Never forget that your business needs to take in more money than it spends. Create solutions that cost little money and spend less than you make.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Energy-efficient light bulbs might cost a bit more initially, but they have a much longer life than normal bulbs and use far less electricity.
Save Money: Look at the biggest sales at your grocery store, then plan recipes based on those ingredients and what you have on hand.
Save Money: Buy quality appliances that will last. It's worth the time to do a bit of research when you buy a new appliance.
Save Money: Turn off the lights. Keeping the lights on in your home may not be expensive on a per-watt basis, but it sure does cost money over time.
Save Money: Stop smoking. If you want to add years to your life and save a boatload of money, the easiest thing to do is to stop smoking altogether.
Save Money: Instead of eating fast food or convenience foods when you get home, rather make a larger healthier meal that will last you a few days.
Save Money: Drink a big glass of water before each meal in order to stay fuller longer and ultimately eat less. It'll save on food bills and it's healthy.
Save Money: Go through your closets, and find anything and everything you no longer use. Then, sell it online at an auction, or at a garage sale.
