Quick Hot Tips

• Stokvel Tip: As stokvel member recruitment is heavily referrals-based, the sense of trust is immense and builds strong social foundations.

• Stokvel Tip: The sense of belonging in a stokvel can make a huge difference and enhance the social capital of the group, providing a support structure.

• Stokvel Tip: Informal savings plans such as stokvels offer less constraint than a savings account at a bank, but they do not have the same level of security.